Sample interview questions: Can you discuss your experience in analyzing credit risk for construction or infrastructure projects?
Sample answer:
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Analyzed credit risk for various construction and infrastructure projects: This involved assessing the borrower’s financial strength, experience, and track record, as well as the project’s risk profile, including factors such as the regulatory environment, market conditions, and competitive landscape.
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Conducted thorough financial statement analysis: This included evaluating the borrower’s income, expenses, cash flow, and debt levels to assess their ability to meet their financial obligations.
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Evaluated the project’s technical and operational feasibility: This involved reviewing the project’s design, construction plans, and schedule, as well as the experience of the project team.
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Identified and assessed potential risks: This included considering factors such as environmental risks, political risks, and legal risks, as well as the potential impact of changes in interest rates and economic conditions.
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Developed credit ratings and recommendations: Based on the results of my analysis, I made recommendations to the credit committee regarding the creditworthiness of the borrower and the appropriate terms of the loan.
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Monitored … Read full answer